Insurance fraud is something that insurance companies have long fought against, having specific departments that fight against such fraud. These can be in terms of life insurance, car insurance, householder insurance, or other such frauds. To make these frauds happen, many innovative methods are tried, and insurance companies have to be always on the watch out. Then there are those people who are expert in the processes used by insurance companies, and help in committing these insurance frauds (link to article):
Mohammed Patel, 24, charged £500 a time to stage accidents which enabled fraudsters to claim an average of £17,000 from their insurers. Police said he staged at least 92 crashes between 2005 and 2008, each time persuading the other driver to believe they were at fault.
The plot was uncovered after workers in an office block became suspicious about a regular number of crashes taking place at a nearby roundabout.